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Independent, data-first guides to shopping at Costco in Canada.
Membership
Executive costs $130 a year, $65 more than Gold Star. The 2% reward pays that back once your household spends about $3,250 a year at Costco.
Cost Check Editorial · 3 min read · Updated Oct 1
A Costco membership costs $65 a year for Gold Star or Business and $130 for Executive, before tax. What each tier includes and which to choose.
Money
The CIBC Costco Mastercard has no annual fee and pays 3% at restaurants and Costco gas, 2% at Costco.ca, and 1% on most other spending, including Costco warehouses. On two real budgets it works out to 1.4% to 1.5% overall.
How Costco Works
Costco Canada refunds most purchases with no stated time limit, but electronics such as TVs, computers and phones have a 90-day window. Here is every exception, from tires to gold.
If a Costco price drops within 30 days of your purchase, Costco refunds the difference. How it works in the warehouse and on Costco.ca, what is excluded, and how to claim.
Tires
Costco's Tire Centres install tires bought from Costco at no charge for members, with lifetime rotation, balancing and flat repairs and a 5-year road hazard warranty. How it works and how to book.
Business
Costco Business Centres open at 7 a.m. Monday to Saturday and stock restaurant, office and convenience-store supplies. Hours, holiday closures, locations and who can shop.
Canada has 9 Costco Business Centres and 104 regular warehouses. The Business Centre opens at 7 a.m., stocks restaurant and office supplies and delivers to businesses; any member can shop at either.
Deals
Costco's Canadian savings run in 2- and 4-week periods, in the warehouse, online or both. How to read the flyer, when a price adjustment applies, and the standouts from September 28 to October 25, 2026.
Costco installs winter tires bought from Costco at no charge, with a 5-year road hazard warranty. Quebec requires winter tires from December 1, B.C. routes from October 1. When to book and what to check.
Buying Guides
Every TV from Costco Canada comes with a 2-year warranty, free standard shipping and a 90-day return window, and 65-inch and larger sets are delivered to the room of your choice. Plus this period's TV savings.
Laptops from Costco Canada get a 2-year warranty, free tech support and 90 days to return. Best Buy's standard window is 30 days or less. What that is worth, and how to compare prices.
Costco warehouses in Canada open 9 a.m. to 8:30 p.m. on weekdays and 9 a.m. to 7 p.m. on weekends; gas stations open at 6 a.m. Holiday closures, Business Centre hours and Executive hours, checked October 1, 2026.
The Capital One Costco Mastercard ended in Canada on March 4, 2022, when CIBC took over every account. What changed for cardholders, where to log in and pay now, and which Costco card to use instead.
Black Friday 2026 is Friday, November 27. Costco's 30-day price adjustment means anything you buy from October 28 can still get the Black Friday price. Dates, hours, returns and which deals are worth it.