Do you need a Costco membership to buy gas?
Yes. Costco gas stations follow the same rule as the warehouse: Costco's membership conditions say no sales are made to anyone without a valid membership card, and you need your membership card at the pump.
How do you pay at a Costco gas station?
Costco lists three payment methods at its gas stations:
- Mastercard (any issuer)
- Debit
- A Costco Shop Card, which you can load with $50 to $2,000
Cash is not accepted. Visa and American Express are not accepted at Costco in Canada either; see our guide to the Costco Mastercard.
How much cheaper is Costco gas?
It depends on the station and the day: Costco sets prices locally, and we don't show a national average because one number would mislead most readers. The math to run yourself is simple:
| Cents per litre cheaper | Saving on a 60 L fill | Saving over 50 fills a year |
|---|---|---|
| 5 | $3.00 | $150 |
| 10 | $6.00 | $300 |
| 15 | $9.00 | $450 |
A Gold Star membership costs $65 a year, so at 50 fills a year you need Costco to be about 2.2 cents a litre cheaper before gas alone covers the fee. Add the card's 3% and the gap you need shrinks further.
Which credit card should you use for Costco gas?
The CIBC Costco Mastercard pays 3% at Costco gas stations, the highest rate it offers, with no annual fee. On $3,000 of Costco gas a year that is $90 back. The Executive 2% reward does not help here: Costco excludes gas station purchases from it.
Do all Costco warehouses have a gas station?
No. Many do, but not all; of Costco's nine Business Centres, for example, only West Edmonton, East Gwillimbury and Anjou list a gas station. Check your location in our warehouse directory.
Frequently asked questions
Can you buy Costco gas without a membership?
No. A valid Costco membership card is required at the pump, the same as in the warehouse.
Does Costco gas take cash or Visa?
No. Costco gas stations take Mastercard, debit and Costco Shop Cards (loaded with $50 to $2,000). Cash and Visa are not accepted.
What is the best card for Costco gas?
The CIBC Costco Mastercard: 3% back at Costco gas stations and a $0 annual fee.
Does the Executive membership reward apply to gas?
No. Costco excludes gas station purchases from the 2% Executive reward.
Sources
- Costco Customer Service: gas station payment options
- Costco: Membership Conditions and Regulations
- CIBC: CIBC Costco Mastercard
Services and terms vary by province and warehouse, and change. Confirm with Costco or the partner before you buy.